Hong Kong has a humid subtropical climate and has experienced several strong typhoons in recent years. During tropical cyclones, rainstorms and other adverse weather conditions, many households’ air-conditioners and windows were damaged. Wind-blown rain is also likely to enter through gaps around window seals or doors. Human negligence such as leaving the water tap on when you are away can cause water seepage that leads to serious damages in ceilings, wall linings, floor, electrical wiring and personal items on the property. The cost of replacement or maintenance may exceed expectations at any time. The amount of home insurance claims involving

In 2020, more than 33,000 calls were made to the Hong Kong Fire Services Department, of which 85.5% were related to building fires. Between 2016 to 2020, 84 people lost their lives in fire accidents and 90% of these accidents were caused by residential fires. While properties and possessions can usually be replaced, sentimental items and most importantly, lives cannot. Here are some quick tips to fire-proof your home: Do not use the phone or watch TV when cooking. Set alarm timers to turn off the stove Keep corridors and lift lobbies clear of storage and discarded items Do not